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FLUXMA  /  Finance

We removed the accountant.

An all-in-one finance system: receipts harvested from the inbox, banks connected by direct API, everything matched and filed through licensed accounting software. Every number traceable to its source.

The principle

Code writes the numbers. AI reads them.

No figure ever originates in a model. Deterministic code pulls every transaction and receipt into one ledger; AI only reads that ledger to draft documents, chase invoices and spot problems. That is what makes it auditable.

01Inbox

Receipts and invoices arrive by email as normal.

continuous
02Harvester

Every receipt is captured, read and categorised.

automatic
03Bank feeds

Each bank connects by direct API where it can.

live
04Match

Receipts matched to bank lines; gaps flagged.

daily
05Ringfence

VAT and tax set aside the moment money lands.

on receipt
06File

Licensed software files VAT, accounts and payroll.

on deadline
Licensed rails we file through
HMRCMaking Tax DigitalCompanies HouseAnnual filings

Product names are trademarks of their owners and are shown to describe integrations. No endorsement is implied.

Receipt harvester

Every receipt, captured without anyone forwarding anything.

The harvester watches the inbox for receipts and invoices, reads them, stores the file and records the supplier, date, amount and VAT. Anything expected but missing is flagged before it becomes a problem at year end.

  • Reads PDFs, images and email bodies
  • Expected-but-missing receipts flagged
  • Every file stored against its transaction
Receipts
Harvester
Receipts captured546
Missing this month0
Manual forwardingnone
Many banks, one ledger

Every account in one place, with the reference intact.

Banks connect by their own APIs where they offer one, so the feed never needs re-approving and payment references survive for invoice matching. Card spend and ad spend are pulled from the source platforms directly.

  • Direct bank APIs, no 90-day reconsent where avoidable
  • Virtual cards per supplier for clean matching
  • Tax ringfenced in separate spaces automatically
Watch movement
Feeds
Business accountdirect API
Backup accountdirect API
Card spendsource platform
Deadlines and filings

One calendar for every legal deadline.

VAT returns, corporation tax, confirmation statements, annual accounts and director's loan positions sit on a single calendar watched by the finance agent. It prepares the work, you approve, the licensed software files.

  • VAT, CT600 and accounts prepared automatically
  • Director's loan and extraction tracked
  • Reminders long before penalties
Library
Next deadlines
VAT returnprepared
Confirmation statementscheduled
Annual accountson track

Annual cost of the finance function

Illustrative small limited company.

Accountant and bookkeeper
thousands a year
Filing software licence
£396 list price
FLUXMA finance system
£0 licence via business bank

Accountant figure illustrative. The filing licence is included free with a qualifying business bank account in the deployment shown.

Hours spent on bookkeeping

Per month, before and after the system.

403020100M1M2M3M4M5M6
Hours

Illustrative. Time falls as rules and matching settle in.

Turn your finance function into a system.

Tell us what slows you down. We will map it, build it and run it with you, from the first agent to the whole department.